Local. Experienced.

Real Estate Office About Us. We've been family owned and operated since 1982, and doing business as WHY Realty since 1997.

Advantages of Home Ownership Advantages of Homeownership. Owning your own home can be a first-rate investment, especially when buying real estate in Florida.

The Costs of Owning a Home Costs of Owning a Home. Your dream can come true with realistic goals, careful planning, and a clear understanding of the costs.

Determining Your Price Range Determining Your Price Range. How much home can you afford? There are more factors than just comparing your paychecks to your expenses.

Prequalifying for a Home Mortgage Prequalifying for a Home Mortgage. The first step in the home search is home financing. Getting pre-qualified for a mortgage is important.

More Home for Your Money More Home for Your Money. There are creative ways to make your money work for you, and a little research can go a long way.

Deciding What You Really Want Deciding What You Really Want. There are some simple things to consider before you browse the MLS and start calling Realtors.

Finding <em>Who</em> Finds Your Home Finding Who Finds Your Home. Working with one real estate agent is better than stringing along several who question whether you are serious.

What to Look For When Looking What to Look For When Looking. Not all homes are created equal. There are ways to assess the quality of a home in the same way appraisers look at homes.

Shopping for a Home Loan Shopping for a Home Loan. With so many lenders advertising mortgage rates in Florida, how do you know which ones are good, and which ones are teasers?

Comparing Loan Terms Comparing Loan Terms. So how do you know which mortgage offer is the one for you? Hint: take a look at more than just the interest rate.

Applying for the Loan Applying for a Home Loan. You have the information the bank wants, but do you know how to present it to them in a way that will get you approved?

Mortgage Loan Processing Mortgage Loan Processing. What is happening behind the scenes after you submit your application? A lot. Here's an inside look from the lender's perspective.

If Your Application is Rejected If Your Application is Rejected. Getting turned down is not the end of the world, and it doesn't mean you have to give up looking.

Negotiating the Purchase Price Negotiating the Price. How do you negotiate the price when you find the house? Hint: it's really about more than the price.

Contingencies in the Offer Contingencies in the Offer. You've made an offer. Now it feels like a tug-of-war. How do you know if you're getting a good deal or bad?

Preparing for the Closing Preparing for the Closing. What comes next? Who does it? How do you know it's being done in time? Prevent surprises at closing.

As Closing Day Approaches As Closing Day Approaches. In the weeks before the home closing there will be the title search, the survey and the inspection.

The Day of Closing The Day of Closing. What you can expect at the closing? Here's an explanation of the various documents and the closing costs.

  • The median age of homebuyers in the Tampa-St. Petersburg market area is 44 years old. Among first-time buyers, the median age is 32.
  • The median household income of homebuyers in Tampa Bay is $60,600, compared to $71,800 in the U.S.
  • 73-percent of homebuyers here report that there are no children under age 18 residing in their home.
  • 54-percent of homebuyers are married couples, 22-percent single females, 12-percent single males, and 12-percent are unmarried couples.
  • First-time homebuyers accounted for 36-percent of all homes purchased.
  • 53-percent of first-time homebuyers in Pinellas County are between 25 and 34 years old.
  • The median income of first-time homebuyers in Pinellas County is $52,000 compared to $58,300 among all first-time buyers nationally.
  • 70-percent of homes purchased in the Tampa Bay market are single family homes.
  • The typical homebuyer purchases a home 18 miles from their previous residence.
  • The median price of a home purchased in Pinellas County is $207,000, compared to $214,000 in the U.S.
  • The typical buyer purchases a home that is 1,598 square feet in size.
  • Recent homebuyers plan to live in their home a median of 6 years.
  • Recent homebuyers searched for a home for a median 9 weeks and saw a median 9 homes.
  • 86-percent of homebuyers use a real estate professional during their home search.
  • 51-percent of homebuyers use the Internet frequently to search for homes.
  • 73-percent of homebuyers purchase their home through a real estate agent.
  • 85-percent of homebuyers finance their home purchase; 98-percent of first-time buyers compared to 78-percent of repeat buyers.
  • Savings are the chief source of the downpayment for most first-time buyers (73-percent); 60-percent of all buyers believe that their home purchase is a better financial investment than stocks.

Source: Pinellas REALTOR® Organization (Pinellas Suncoast Association of Realtors®). Search MLS Listings and home search listings data compiled for Belleair, Clearwater, Belleair Beach, Clearwater Beach, Belleair Shore, Largo, Belleair Bluffs, Seminole, Indian Rocks Beach and Indian Shores. St. Petersburg (Saint Petersburg), Gulfport, St. Pete Beach, Madeira Beach, Treasure Island, South Pasadena. Tierra Verde. Dunedin, Palm Harbor, Crystal Beach, Innisbrook, Tarpon Springs, Safety Harbor, Oldsmar and East Lake.